As of two minutes ago, Mint thinks my net work is $33,182.19. At the beginning of February, it said it was $31,654.51. This is embarrassing, but while I check that number basically constantly, this is the first time I’ve done a month-to-month comparison. Up by $1500!
What Mint doesn’t know: I have about $30K in my husband’s retirement account, and I owe about $25K or so in home improvement loans, $7K in (cough cough I’m so ashamed) no-interest credit card debt, $2K in brain surgery debt, and $400 or so on the lawn mower. Oh and I just added some debt that I promised I wouldn’t do, because my computer is dead dead dead. So, let’s say $37K.
Last month, I discounted our $100K in student loans, but I’m not going to do that now, because I decided that’s not fair. By all accounts, they should be forgiven in about 4 years (and I have recertified my payments for the last 6 years), but that’s kind of like saying “I also want to pay off my mortgage in 12 years, so that doesn’t count.”
So…last month I said I was at $94K, this month I think I’m at -$4,000. I haven’t lost $98,000, but it looks like it. Numbers are fun!
P.S. I’m still not worried because those loans totally don’t count.