My life would be a bit easier if I just automated my bills – one less thing to have to worry about. Except if I stop worrying about it, I stop worrying about it, you know? And the next thing you know, I’ve got 750 subscription services that I never use, we have a toilet leaking that I haven’t noticed, and we’re headed to the poorhouse.
We automate our savings, because duh, I don’t want to think about that. I try not to automate too many bills, especially the ones that are variable each month (cell phone, water, electricity). I have Netflix on automatic bill pay, because I think I have to, but it is the only thing that goes on a certain credit card, so I have to think about it every month as I pay it. Amazon Prime is on a card with other purchases going on it and I never even consider it. I should move Amazon Prime to its own credit card.
At any rate, I like to feel a bit of a burn with every bill I pay, to make sure I keep as many of them as low as I can. I still pay almost everything online, but if I’m looking at each bill before it goes out, it helps me to stay on top of things.
I’m with you on the not automating front. I have to know I’m spending money.
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