According to my spreadsheet, while trying to pay off the extra bathroom costs and the extra taxes, I'm supposed to make $3300 from Company A and $500 from Company B. This is hard and I'm exhausted, but one more month like this and then I can start tapering down. I think my best balance is… Continue reading April freelance numbers
Okay, so this is, I think, rock bottom. Here we go. Last month, my ENW was $15,000. That was at the start of a whole bunch of awful, most of which hit my bank account in April. We spent about $20K on a bathroom remodel that, it turns out, is transforming me into a shrew,… Continue reading ENW May 2019: $5,000
I've been checking out the public service loan forgiveness page, to see if there would be an update in how many people have been approved for their applications. Finally, there has been an update - the information from December has been posted. It's still not good. Before, less than 1% of borrowers were approved (0.8%).… Continue reading PSLF – an update (but not a good one)
I'm not going to make my April goal for freelancing. I mean, it depends on what you mean by "make," because my total from various sources should be well over what I expected. But I set a goal for $3300 from my main company, and at one point I was on track for that, but… Continue reading Shifting goalposts
Why do we so cavalierly take the help we got from our parents as a matter of course, and then turn around and refuse to consider doing the same for our children? I wait for it in every episode of ChooseFI - the moment the interviewee says "and then we lived with my parents." It's… Continue reading Generational responsibility
In an effort to minimize the credit card debt I am taking on to pay for the surprise taxes and the shouldn't-have-been-a-surprise over-budget bathroom costs, I emptied out our emergency fund and decided to play it close to the line while we pay off the new debts. Can you guess where this is going? Ugh,… Continue reading A depleted emergency fund, a bounced check
We don't have a bathroom right now (just a stand-alone, icky toilet in the corner of our basement), so getting myself and the kids bathed has become something of a challenge. Is it ever not a challenge, though? You know those people (my sister) who manage to bathe their kids every single night before bed?… Continue reading Cheap trick Friday: YMCA showers
Today I have to call Lowe's; they promised our tile would arrive by today and yesterday we got an e-mail saying it'd be here on Saturday. No big deal except we don't have a freaking bathroom and so yes it's a big deal. Yesterday I called my bank. A cashier's check that I had deposited… Continue reading The most tedious part about being intentional with money: the phone calls
Look! I took this photograph in Paris! Not pictured: mountains and mountains of stress. Yesterday, Sonya (9) and Viv (5) were talking about toys. Viv said she wished we had more. (Side note: More? I can't walk from one side of the living room to the other without wading through old stuffed animals and stepping… Continue reading Do you want to go to Paris again?
The other day, I wrote about how surprisingly not-frugal gardening is. I see it all over the place - if you grow your own vegetables, you can cut your grocery bill! And it's kind of true but kind of not and at least for me, I'm lucky to break even each year. But there's another… Continue reading Gardening my way to Financial Independence? The independence.