FreedomFIter

Yesterday, I paid off another low-payment loan - it was one part of the loans for the solar panels. This is good, it frees up $150 a month to go toward the 0% credit cards we have. I am overjoyed to be rid of it, even though our monthly budget does not change at all,… Continue reading Another day, another dollar

For maybe three years now, I've been wanting to get a shirt that indicates, somehow, that I am a supporter of my children's activities (as though showing up, looking world-weary, holding jackets that have been shed and tossed onto the ground, and having snacks at the ready isn't showing my support enough). There's a whiny… Continue reading Dressing the part – the FI way

It's almost halfway through the month, and I am not almost halfway to my freelance goal. I'd like to say that the month has been crazy, and it kind of has been, and it kind of hasn't been - in many ways it is just a typical month. I'm also taking a full 24 hours… Continue reading Behind behind behind

"...and so now she's doing competitive cheerleading," I said to another mom as we watched our kids at soccer practice. I could write a dissertation about competitive cheerleading, but that's not the point of this post, the point is that Sonya has started a new activity. "That sounds like it's right up Sonya's alley," she… Continue reading The pink tax, child version

There are so many things that we do "wrong" when it comes to personal finance: we have debt (the bad kind! And the good kind! All kinds of debt!), we let (encourage!) our kids to do (FREAKING EXPENSIVE) activities, I pay for third parties to hold birthday parties for my kids, we travel and eat… Continue reading Electric bill: $2.23

In January, I set what seemed to be a totally reasonable, useful freelancing goal: $2000 a month, on average, including both major companies. Company B, which doesn't even feel like work, typically has a project worth about $500 (usually more, but I plan on $500). That leaves $50 a day or so for Company A,… Continue reading Freelancing my life away

On Sunday, my oldest daughter played soccer against an all-boys team (again! In the two years that she has been on this travel team, she and the other two girls on her team have been the only girls on the field...100% of the time). Toward the end of the game, an opposing kid tapped the… Continue reading Worth it

It's October 1, and I promised I'd check out my net worth. I've peaked at it now and again at the bottom of Mint, but while Mint knows a lot, I have some secrets. So it's time to do a real rundown. Some things: we haven't done as well with debt repayment as I'd like,… Continue reading ENW October 2019: $20,000

After vacation this summer, I came back to reality and just decided...not. Not to write. Not to post. Not to track my net worth. I went off the rails and decided to just become one of those people who lives in the moment and doesn't sweat about debt. But come on, is it really possible… Continue reading I’ve been on a bender

I've spent the past day and a half trying to find a house to rent next year for our vacation. It's no small feat, given the six different nuclear families that come together, each with their own #1 priority. I think I've found something - which is good, because the thought of this ending without… Continue reading Bye bye vacay