FreedomFIter

It's kind of cheating because I consolidated my credit card debt into a no-interest card last month (that I've already paid two months' payments, ahead of time), so I was starting from nothing, but whatever, I'm feeling okay. We put some stuff on the credit cards to try to get bonus points so we can… Continue reading $0 high interest debt

Last March, our beloved, elderly lab mix suddenly developed catastrophic liver cancer and I took him in for a check-up because he had been acting weird and left with an urn. The kids asked if we could get a puppy. I said no. They asked again. I said maybe. They asked again, because apparently they… Continue reading The cost of a puppy

I love the medical savings account and the dependent care available through my work. It's not the good kind, where you can invest it forever and get rich, but it's the still-not-bad kind, where they deduct money pre-tax, and then reimburse you with those pre-tax dollars. I was wary of taking out too much, because… Continue reading $339

I drink...a lot of coffee. Like a lot. Like the dentist is dismayed at the discoloration of my teeth, but you know what I'm dismayed at? A morning without enough coffee in it. Two years ago, my husband bought me a Keurig for Christmas which made me mad because we aren't made of money and… Continue reading Cheap trick Friday: reusable Keurig cups

MIL's bridge on her teeth fell out. It was only a matter of time, she's had a lifetime of shitty, if any, dentist care, and so this kind of thing happens all the time. I asked her if she can wait until she goes back to Ukraine to get it fixed, because she can get… Continue reading My savings rate just shot through the roof

We spend more on kid activities than we do on our mortgage.  This is the point when I am supposed to either feel awesome about our $750 mortgage or shitty about the $800 or so we spend on sports, but (twist ending!) I’m about to feel neither. Instead, an open letter to my daughter’s coaches:… Continue reading An open letter to my daughter’s coach

When I signed up for the Chase Sapphire card, I swear on all things holy (note: I'm not religious, so...take that for what it's worth) that it had a typical 80,000 points bonus plus an extra 30,000 points if you spent $20K in the first year. I didn't pay much mind to this because it… Continue reading Chasing down Chase bonus points